Whether you are a salaried manager (of SA, SAS, SASU), or Non-Salaried (Majority manager, Craftsman, Trader, liberal profession) your coverage needs are high and require sharp answers from us. As a manager and head of the family, you must think about the protection of your loved ones, that of your personal wealth but also the sustainability of your business and the interests of your financial partners (bankers, partners, investors). DIOT Rhône Alpes offers and services address all of these concerns.
PROPERTY AND RESPONSIBILITY INSURANCE
Cover your main or secondary dwelling against all risks linked to occupation, weather conditions, malicious acts.
Guarantee your fleet of land motor vehicles against the risks inherent in traffic, malicious acts or climatic events.
Take charge of the costs related to an amicable or judicial procedure in order to defend your interests in the context of conflicts arising during your private or even professional life: neighborhood conflict, with the tax administration, linked to a purchase or non-service meets your expectations, …
YOUR RESPONSIBILITY AS A CORPORATE OFFICER
Cover the costs occasioned by an implication or even a conviction for a management error which occurred during your corporate mandate.
Cover your automobile against the risks of traffic, malicious acts or climatic events.
Cover your 2 wheels or your quad against the risks of traffic, malicious acts or climatic events.
Cover your boat against damage related to navigation.
Guarantee your art objects and collections worldwide.
INSURANCE OF PERSONS
Guarantee your standard of living in retirement by building up savings on products benefiting from tax advantages.
Cover your health costs (consultations, hospitalizations, dental care, optical or hearing equipment) in order to take care of you and your loved ones.
Maintain your standard of living and that of your loved ones in the event of hardship (daily allowances, funeral expenses, accident insurance).
Build up savings in the medium and long term by taking advantage of the flexibility and attractive taxation of life insurance policies.
Build employee loyalty by setting up a PEE and a PERCO.
FINANCIAL RISK INSURANCE
Cover the salaried managers of SA, SAS as well as the majority managers of SARL and TNS (tradesmen traders) against the risk of job loss.
GUARANTEES OF YOUR BORROWINGS
Guarantee your loans.
Secure your external growth operations with an insurance contract covering the liability guarantee.
CROSSED GUARANTEES OF ASSOCIATES
Protect your partner pact with a twofold objective: to give you the means to buy back the shares of your partner if the latter dies. Protect your loved ones by allowing your partner to redeem your shares if you die.
Protect your Company and / or secure your financial partners (bankers, shareholders) by the payment of capital if you and / or another Key Man are likely to disappear.