With more than 25 years of experience serving stakeholders in the building process, DIOT Rhône Alpes supports you in writing your insurance program alongside you and advising you, according to your expectations and your choices, for your different contracts. We have the possibility to support all the actors of the BTP: Building owner, Architects, Project manager and BET, Public works and Building companies, Manufacturers and Dealers of Materials. We choose our suppliers for their know-how and financial solidity, especially for Ten-Year Civil Liability contracts. Our expertise allows us to support you for all of your needs, for the insurance of your property (premises, fleet, machine breakdown), your responsibilities and your employees.
PROPERTY AND RESPONSIBILITY INSURANCE
DECENNIAL LIABILITY INSURANCE
Bring you tailor-made solutions supported by specialized Insurers, renowned for their know-how and their financial strength.
RISKS OF CONSTRUCTION AND PUBLIC WORKS
To provide you with solutions in terms of decennial civil liability, Damage-Works, All Site Risks and other construction risks.
CIVIL LIABILITY OF COMPANIES AND THEIR LEADERS
Cover material and immaterial damage caused to third parties for which the Company and / or the Head of Company (personally) is held responsible.
Guarantee your fleet of land motor vehicles against the risks inherent in traffic, malicious acts or climatic events.
Guarantee the goods that you transport for your own account (example: tools), on behalf of a third party (as a carrier) or that you entrust to a third party (faculties).
Guarantee all of your existing assets (buildings, equipment, goods, stock tools, machines) against hazards.
Help your Company, following a disaster, to cope with the drop in its turnover caused by the cessation of production and the temporary costs of reinstallation and rental of equipment pending the restoration of your work tool.
Deal with the costs generated by a contamination for which you are held responsible or even the costs related to the reconstruction of your image.
Help the Company to face the costs generated by a proven fraud (internal or external) or the restoration of equipment damaged by a cyber attack (hacker).
Guarantee the costs of repairing your machines following a breakdown of internal or external causes.
INSURANCE OF PERSONS
Cover the health costs of your employees (consultations, hospitalizations, dental care, optical or hearing equipment) while respecting your conventional obligations.
Cover the risks of work stoppage and death of your employees by respecting your contractual obligations.
Build employee loyalty by offering to improve their retirement by setting up a collective savings contract and finance End of Career Allowances.
BORROWERS AND KEY MAN
Help you carry out your projects by meeting the guarantee requirements imposed by your bankers with a lower cost than the contracts they offer you.
GUARANTEES DEDICATED TO OFFICERS
Guarantee the directors themselves (daily allowances, invalidity pension), their relatives (payment of a capital or an annuity), their assets (in the event of personal implication for facts related to their social mandate), their partner (s) (cover the redemption of shares provided for in the partners’ pact) and their Company (Key Man guarantee) against the risks weighing on their shoulders.
MISSIONS / EXPATRIATES
Cover the costs incurred by your employees to take care of themselves in the event of illnesses or accidents occurring during a business trip or even take charge of their repatriation.
Build employee loyalty by setting up a PEE and a PERCO.